Travel insurance is something that most people don’t use for “everyday” travel. However, when a cruise is involved, the topic usually comes up. The cruise companies may offer or include it as an option. I can tell you from experience that you can usually get better coverage, and less expensive coverage, by purchasing your cruise insurance from a third party. I just went through this process and saved some considerable money. I used a web site that gives you easy comparisons to choose from. TIP: go to http://www.squaremouth.com/travel-insurance/index.pl
This web site works very easily. I called the 800 number on the site with a question and actually got a real person without going through a series of number options – that’s what I call service!